Need a large loan without selling your valuable assets? Loan Sunami’s Loan Against Property (LAP) is the ideal solution to unlock the potential of your residential or commercial property. You can avail high-value loans by mortgaging your self-occupied or rented property while continuing to retain ownership. The funds can be used for business expansion, education, debt consolidation, medical emergencies, or personal needs. Loan Sunami offers LAP for both salaried and self-employed individuals, with flexible repayment tenures of up to 15–20 years. We accept residential flats, independent houses, shops, and even industrial units as collateral. Our interest rates are highly competitive and lower than most unsecured loans. We evaluate your income, property value, and repayment capacity to offer the best possible loan amount.
We also offer overdraft LAP facilities, where you pay interest only on the used amount—ideal for business users. Balance transfer options are available if you want to switch from a higher-interest LAP to Loan Sunami. We offer up to 60–70% of the property's market value, depending on its type, location, and condition. Our legal and technical team assists with valuation, ownership verification, and compliance. The application process is fast and transparent, and we ensure minimum paperwork. You get instant approval and disbursal once the property is cleared.
Loan Sunami ensures you can use your idle property to meet high-ticket financial needs without stress. We value your time and privacy, offering doorstep documentation and personalized service. Let your property work for you—Loan Sunami will take care of the rest.